Case Study 2
Washington State's 1993 Experiment with Health Insurance Reforms
In 2000, a higher percentage of residents was uninsured than before the 1993 reform act, and our state's three largest issuers in the market stopped writing new individual policies."
If you don't have a mandate, you have significantly fewer covered - those who are covered are older with more problems - and premiums will be significantly higher."
It will be much harder if there is no mandate... If that plays out, it would look exactly like Washington in the 1990's."